Best 5 Pradhan Mantri Bima Yojana

Best 5 Pradhan Mantri Bima Yojana

In this post, we are giving you the Best Pradhan Mantri Bima Yojana. These are very useful policy made by our prime minister. But unfortunately, we don’t know about this policy. So in this post, we are going to discuss this policy one by one and give a piece of full information about these policies.

Best Pradhan Mantri Bima Yojana.

Here is the list of Best Pradhan Mantri Bima Yojana.

1.Pradhan Mantri Jeevan Jyoti Bima Yojana

Best Pradhan Mantri Bima Yojana

This is term insurance which gives the nominee an insurance cover of Rs 2 Lakh at the death of the policyholder. It is a one-year insurance scheme and can be renewed every year. Anybody who falls under the age group of 18-70 years of age and has an active savings account in the banks offering this scheme can avail the PMJJBY. The premium for the said scheme is 330 rupees per annum. This is Best Pradhan Mantri Bima Yojana.

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2. Varishtha Pension Bima Yojana

Best Pradhan Mantri Bima Yojana

Varishtha Pension Bima Yojana claims that it shall provide pension to the subscriber during his lifetime. The pension can be paid to the pensioner on a monthly, quarterly, half yearly or yearly basis. The rate of return can be guaranteed at 8% per annum for ten years. The annuitants need to pay a single premium in order to avail the benefits of this scheme. One Of the Best Pradhan Mantri Bima Yojana to not be missed. The lock-in period for the same is 15 years but there is an option to withdraw the funds before this time by paying an exit load. The exit load is an amount equivalent to 2 percent of the amount withdrawn.

3. Pradhan Mantri Fasal Bima Yojana

Best Pradhan Mantri Bima Yojana

This scheme works on the basis of Area approach which means that specific areas are designated ad identified for the crops which are hence protected against calamities. It is instrumental in stabilizing the incomes of the farmers. This scheme also encourages the farmer to adopt technologically adept and novel ways for their respective crops. That’s a Best Pradhan Mantri Bima Yojana for farmers.

4. Ayushman Bharat Yojana

Best Pradhan Mantri Bima Yojana

This scheme is relatively newer and was launched nearly seven months ago but still, over one lakh people had taken to this scheme by October 2018. This scheme offers to provide an insurance cover of nearly 5 lakhs and approximately 50 crore citizens will be covered under it. That’s really a good job and Best Pradhan Mantri Bima Yojana. There are two major elements to this scheme namely National Health Protection Scheme and Wellness centers. National health protection scheme covers all secondary and tertiary hospitalizations and the beneficiaries can avail cashless benefits from the impaneled public and private hospitals across the country.

5. Atal Pension Yojana

Best Pradhan Mantri Bima Yojana

Pension Yojana is the government-backed pension scheme in India. It targets the unorganized sector. The scheme was first talked about by the then Finance Minister Arun Jaitley in the Finance budget and it was formally launched by Prime Minister Narendra Modi in Kolkata in May 2015.
The main aim of this scheme is to extend the pension benefits to the workers of the unorganized sector and going by the official data nearly 1.08 crore subscribers and Rs 4,500 crore in contribution has till date been collected. This scheme guarantees payment of pension slabs between Rs 1000 and Rs 5000. Additional slabs till Rs 10000 are also supposed to be added. The criteria for availing the benefits of this scheme is that the subscriber holds valid savings account in the bank or the post office. The subscriber should be between the age group of 18 to 40. If a person subscribes to this scheme early, his per month contribution is relatively lesser as compared to the contributions if one joins the scheme later. That’s also a Best Pradhan Mantri Bima Yojana for people. The exit point for the scheme or the age at which the beneficiary shall start receiving the pension is 60 years. The period of contribution for any beneficiary cannot be less than 20 years.

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